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Risk factor guide

Chronic stress and your health: causes, effects and what helps

A little stress can be useful, but stress that goes on and on can wear down mind and body and push people towards habits that harm health. This guide explains what chronic stress is, how it shows up, what the NHS suggests you try, and when to ask a GP or use NHS talking therapies.

Last checked: 2026-10-10

Key facts

At a glance.

  • Short bursts can help

    The NHS says most people feel stressed sometimes and some find stress helpful or even motivating. If you are stressed all the time, it can become a problem.

  • Long-term stress can lead to burnout

    NHS Every Mind Matters says experiencing long-term or severe stress can lead to physical, mental and emotional exhaustion, often called burnout.

  • Symptoms are physical and mental

    The NHS lists headaches, muscle tension, stomach problems and a faster heartbeat, as well as difficulty concentrating, constant worry and changes in behaviour.

  • An indirect heart risk

    The British Heart Foundation says stress is not a direct risk factor for heart and circulatory diseases, but it is linked to unhealthy habits that can increase risk.

  • You can self-refer

    The NHS says if you are 18 or over (or 16 or over in some areas) you can refer yourself directly to NHS talking therapies without seeing a GP.

What stress is and when it becomes chronic

NHS Every Mind Matters describes stress as the body's reaction to feeling threatened or under pressure. The body releases hormones such as adrenaline, which usually gives a boost or motivates us to act quickly. The NHS adds that stress is often related to feeling like you are losing control over something, though sometimes there is no obvious cause.

The difficulty comes when the pressure does not let up. The NHS says that if you are stressed all the time it can become a problem, and Every Mind Matters says too much stress can affect mood, the body and relationships, especially when it feels out of control. Doctors do not set a precise cut-off, but long-running stress of this sort is what people usually mean by chronic stress.

How chronic stress shows up

The NHS says it is not always easy to recognise when stress is the reason you are feeling or acting differently, because it can affect how you feel physically and mentally and also how you behave.

  • Physical: headaches or dizziness, muscle tension or pain, stomach problems, chest pain or a faster heartbeat, and sexual problems.

  • Mental: difficulty concentrating, struggling to make decisions, feeling overwhelmed, constantly worrying and being forgetful.

  • Behaviour: being irritable and snappy, sleeping or eating too much or too little, avoiding certain places or people, and drinking or smoking more.

  • Emotional: feeling anxious, hopeless or scared, tearful, with racing thoughts, according to Every Mind Matters.

Effects on physical health

Every Mind Matters says stress can cause stomach problems, headaches and other odd pains including muscle pain, skin reactions such as stress rashes and hives, and feeling dizzy, sick or faint. It also says stress sometimes causes high blood pressure and chest pains, though these symptoms should stop when the stress goes.

The British Heart Foundation is careful on this point. It says stress is not a direct risk factor for heart and circulatory diseases, but that it is linked to unhealthy habits that can increase your risk. The NHS makes a similar observation about coping: it advises against using alcohol, cigarettes, gambling or drugs to relieve stress because these can all contribute to poor mental health.

Because many of these symptoms can have other causes, the NHS advice is to see a GP about any symptoms you are worried about rather than assume they are due to stress. Chest pain in particular should be assessed.

Common causes

The things that cause stress vary from person to person. The NHS gives examples under four headings: work, such as pressure, unemployment or retirement; family, such as relationship difficulties, divorce or caring for someone; financial problems, such as unexpected bills or borrowing money; and health, such as illness, injury or grief after bereavement or loss.

Every Mind Matters adds our genes, upbringing and experiences as children or adults, life changes such as moving house or having a baby, housing issues, pregnancy and parenting, and loneliness or feeling unsupported. It also notes that even happy events such as buying a house, having a baby or planning a wedding can lead to stress.

The level of stress a person is comfortable with is different for everyone, and stressful feelings typically happen when we feel we do not have the resources to manage the challenges we face.

What the NHS suggests you try

The NHS suggests talking about your feelings to a friend, family member or health professional, using time-management techniques and breathing exercises, planning ahead for stressful days, and being more active, which Every Mind Matters says can help burn off nervous energy. Other tips include splitting big tasks into smaller chunks and listing 3 things you are thankful for each day.

It advises not trying to do everything at once, not focusing on things you cannot change and not telling yourself you are alone, since most people feel stressed at some point. The Samaritans run a free helpline that is open 24 hours a day if you need someone to talk to.

When and where to get help

The NHS says to see a GP if you are struggling to cope with stress, if things you are trying yourself are not helping, or if you would prefer a referral from a GP. NHS talking therapies for anxiety and depression may be able to help with stress, and in England adults can refer themselves directly.

If you need help urgently but it is not an emergency, call NHS 111. The NHS says to call 999 or go to A&E if you or someone you know needs immediate help, or if you have seriously harmed yourself, for example by taking an overdose. A mental health emergency should be taken as seriously as a physical emergency.

Frequently asked

Questions people ask.

Quick, plain-English answers to the questions we hear most.

  • What is the difference between stress and chronic stress?

    The NHS says some stress can be helpful, but if you are stressed all the time it can become a problem. Chronic stress is the long-running form, which NHS Every Mind Matters says can lead to exhaustion often called burnout.

  • Can stress cause physical symptoms?

    Yes. The NHS lists headaches, muscle tension, stomach problems and chest pain or a faster heartbeat. Every Mind Matters adds skin reactions and dizziness. Because they can have other causes, see a GP if you are worried.

  • Does stress cause heart disease?

    The British Heart Foundation says stress is not a direct risk factor, but is linked to unhealthy habits that can increase risk. Every Mind Matters notes that stress sometimes causes high blood pressure, which should settle when the stress goes.

  • Can I get help for stress without a GP?

    Yes. The NHS says adults aged 18 or over (16 or over in some areas) can refer themselves to NHS talking therapies for anxiety and depression, which may help with stress.

  • Is exercise helpful?

    NHS Every Mind Matters says being active regularly can help burn off nervous energy and might help manage or reduce stress. The NHS also suggests getting started with exercise among its stress busters.

  • Should I use alcohol to unwind?

    The NHS says to try not to use alcohol, cigarettes, gambling or drugs to relieve stress because these can all contribute to poor mental health.

  • Is burnout a medical diagnosis?

    The sources used here describe burnout as the exhaustion that can follow long-term or severe stress rather than as a separate diagnosis. A GP can help you work out whether something such as depression or anxiety is also present.

  • When is stress an emergency?

    The NHS says to call 999 or go to A&E if you or someone you know needs immediate help or has seriously harmed themselves. For urgent but non-emergency help, call NHS 111.

Where this comes from

Sources and checking.

This guide is for information, not medical advice.

Your GP or consultant knows your history and can tell you which parts apply to you. If your symptoms are severe, rapidly worsening, or come with red-flag features, seek urgent medical care. Figures and availability change, so treat them as a guide and confirm with the provider.

Published 2026-10-10, next review 2027-10-10.