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Blood fats and cardiovascular risk

Low HDL cholesterol: what it means for your heart and what you can do

HDL is often called "good" cholesterol because it helps protect the heart and blood vessels. A low level can be one part of an unhealthy pattern of blood fats. This guide explains the healthy ranges for men and women, how low HDL fits with other measurements and what the NHS suggests you do.

Last checked: 2026-10-10

Key facts

At a glance.

  • What HDL does

    HEART UK says HDL cholesterol has a protective role against diseases of the heart and blood vessels by removing excess cholesterol from blood vessels and returning it to the liver, and by having anti-inflammatory and anti-oxidant effects.

  • Healthy levels differ by sex

    The NHS guide for healthy adults gives HDL above 1.0 mmol/L for men and above 1.2 mmol/L for women.

  • Carries about a quarter

    HEART UK says HDL carries about a quarter of the cholesterol in your blood, and most of the rest is carried in LDL.

  • A pattern, not just a number

    HEART UK says people with high triglycerides often have low HDL, an unhealthy combination often linked with premature heart disease, particularly in people who are very overweight, who have type 2 diabetes or who have metabolic syndrome.

  • Usually no symptoms

    The NHS says high cholesterol does not usually cause symptoms and you can only find out from a blood test. The same applies to a low HDL reading.

  • Your GP looks at the whole picture

    The NHS says your GP uses cholesterol levels together with age, blood pressure and health conditions to estimate your cardiovascular risk, sometimes as a QRISK score.

What HDL cholesterol is

HDL stands for high density lipoprotein. HEART UK explains that lipoproteins are little parcels of fats and protein that transport fats around the body in the blood. HDL contains a lot of protein and relatively little fat, which makes it dense. It is one of five main types of lipoprotein.

It is often called good cholesterol. HEART UK points out that it is not the cholesterol itself that is protective but the HDL lipoprotein as a whole. It has three main effects: it removes excess cholesterol from blood vessels and other tissues and returns it to the liver to be recycled or removed, it has an anti-inflammatory effect that helps protect artery walls, and it has an anti-oxidant effect that helps protect cells and important chemicals in the blood.

What counts as low

The NHS explains that a cholesterol test can measure total cholesterol, HDL and non-HDL cholesterol. For healthy adults it gives a guide to healthy levels of HDL above 1.0 mmol/L for men or above 1.2 mmol/L for women, with total cholesterol below 5 mmol/L and non-HDL below 4 mmol/L. HEART UK gives the same figures and notes that HDL levels in boys fall after puberty and stay lower throughout life, which is why the thresholds differ.

The NHS stresses that what is a good target for you depends on things like your age, whether you have health conditions and your risk of cardiovascular disease, and that the figures are a guide for healthy adults. Illness, some medicines or a recent baby can make your levels lower or higher. It also says it makes little difference whether you have eaten before the test.

HEART UK adds a note of caution about the idea that more is always better. More recent research has found that both too little and too much HDL cholesterol are associated with increased cardiovascular risk.

Why HDL can be low

HEART UK describes low HDL most often as part of a pattern with high triglycerides. This unhealthy pattern can be inherited and often occurs in people who are very overweight, especially if they carry weight around their middle, who have type 2 diabetes or who have metabolic syndrome.

The NHS lists general lifestyle contributors to cholesterol problems, including eating fatty food, not exercising enough, being overweight, smoking and drinking alcohol, and notes that you are more likely to have high cholesterol if you are over 50, a man, have been through the menopause or are of South Asian or sub-Saharan African origin. It can also run in families.

Because several causes can overlap, it is useful to review your overall health rather than treating the HDL figure in isolation, and a GP may want to look at blood pressure and blood sugar as well.

What you can do

The practical approach is to reduce overall cardiovascular risk rather than to chase the HDL number alone. The NHS says you can lower your cholesterol by eating healthily and getting more exercise, and that some people also need medicine.

HEART UK lists measures that help the related pattern of high triglycerides and low HDL: reaching a healthy weight and shape, regular physical activity of at least 150 minutes a week at moderate intensity, replacing saturated fats with unsaturated fats, choosing wholegrain foods, cutting added sugars, eating fruit, vegetables and fish, and keeping alcohol to no more than 14 units a week.

If your risk of heart attack or stroke is high, the NHS says statins are the most common medicine and are usually taken for life, with other tablets or injections available if statins do not work or cannot be taken. A GP decides this based on the whole risk picture, not on HDL alone.

When to see a GP and NHS versus private testing

Low HDL does not cause symptoms, so it is usually found through a cholesterol test arranged because of another risk factor, or through a private test. Discuss the result with your GP, especially if you also have high blood pressure, diabetes, a family history of early heart disease or high triglycerides.

Call 999 for symptoms of a heart attack or stroke whatever your cholesterol results show. Private cholesterol tests can be convenient but, as with NHS tests, the key is what is done with the result in the context of your overall risk.

Frequently asked

Questions people ask.

Quick, plain-English answers to the questions we hear most.

  • What is a low HDL level?

    For healthy adults, the NHS gives a healthy HDL as above 1.0 mmol/L for men and above 1.2 mmol/L for women, so levels below these are considered low. Your GP interprets them in context.

  • Why is HDL called good cholesterol?

    HEART UK says HDL helps protect the heart and blood vessels by removing excess cholesterol, and by anti-inflammatory and anti-oxidant effects.

  • Is low HDL dangerous on its own?

    HEART UK stresses the pattern. Low HDL together with high triglycerides is an unhealthy combination often linked with premature heart disease, and the overall risk is judged by your GP.

  • Can HDL be too high?

    HEART UK says more recent research has found that too little and too much HDL cholesterol are both associated with increased cardiovascular risk.

  • Do I need to fast for a cholesterol test?

    The NHS says it does not make much difference to these levels whether you have eaten before your test.

  • Do men and women have different HDL targets?

    Yes. The NHS gives above 1.0 mmol/L for men and above 1.2 mmol/L for women. HEART UK says levels in boys fall after puberty and remain lower.

  • What raises the chance of cholesterol problems?

    The NHS lists being over 50, being a man, having been through the menopause, South Asian or sub-Saharan African origin, family history, fatty food, little exercise, being overweight, smoking and alcohol.

  • Will statins raise my HDL?

    The NHS says statins reduce the amount of cholesterol your body makes and are the most common medicine for high cholesterol. Whether you need one depends on your overall cardiovascular risk, not HDL alone.

  • How much exercise helps?

    HEART UK says to aim for at least 150 minutes a week at a moderate intensity, such as walking, jogging, swimming, cycling or dancing.

  • Is low HDL linked to diabetes?

    HEART UK says the pattern of high triglycerides and low HDL often occurs in people with type 2 diabetes or metabolic syndrome, so a GP may check for them.

Where this comes from

Sources and checking.

This guide is for information, not medical advice.

Your GP or consultant knows your history and can tell you which parts apply to you. If your symptoms are severe, rapidly worsening, or come with red-flag features, seek urgent medical care. Figures and availability change, so treat them as a guide and confirm with the provider.

Published 2026-10-10, next review 2027-10-10.